Freecreditscore
The Fair Credit Reporting Act gave consumers access to free annual
credit reports from the three major credit reporting agencies through a
centralized source, AnnualCreditReport.com, in 2003. A free has never been a right.Numerous
sites promise "free" scores, but in reality they sign people up for a
fee-based credit monitoring product. The score costs nothing only if the
consumer cancels the order before the end of the trial period.Several sites will give you a free credit score or score estimate, such as the
at Bankrate.com. Score estimators, which provide a score range, may
rely on answers to questions about your credit situation or come from
credit report information, while actual scores are computed from credit
report data.None of the free scores and estimates available
deliver actual FICO scores, the most commonly used score by lenders. The
free scores and estimates do, however, give you an idea of where your
credit rating stands.
Freecreditscore
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